There are many reasons why we take a step back rather than going for something we really want. Buying a home is a very big reason we do just that. Here are some common things that stress people out and derail your pursuit of home buying happiness and ways to get past them.

Myths that maybe Holding You Back from Buying Your Dream Home
Are your worried about monthly housing costs, mortgage payment, insurance premiums and property taxes to consume more than 28% of your gross income and that the average down payment for conventional loans is 20%. Don’t allow this to keep for from moving forward! You can always consider a less expensive property that may require a smaller loan/down payment. Additionally, there are numerous down payment grants/assistance programs available.
These are important questions you need to ask yourself. The truth is owning a home is a big commitment vastly different from signing a lease to an apartment, but the investment and equity from owning is where you get tremendous payoff. Owning a home can force you to save money and by deducting the interest paid on your mortgage, new home owners will find this to be a great tax benefit.
It is very easy to give yourself an unrealistic time frame and capricious deadlines that do nothing but add stress and lead to a hasty decision or make you walk away from the home you wanted. Allow yourself time to do your homework and weigh all options, prepare for inspections and getting approved. Finding a right housing partner is EXPECTED and a fundamental part of home buying that can save big money. With proper guidance, planning and prioritizing, you will in your dream home when the time is right for you.